The right lender,
with the math shown.
Line your borrower up across lenders and see who fits, why the others don’t, and what each one nets you. When you’ve chosen, hand the file off with MISMO 3.4 — the format every system reads.
Why "no", not just "no"
Ineligible lenders tell you the reason — below min loan, FICO under the floor, LTV over the cap, not lending in that state — so you learn something instead of guessing. Eligible ones are ranked.
- Eligibility with the actual reason it failed
- Ranked by price, approval odds and speed — profit shown, never ranked on
- Your comp plan drives the profit column
What the file actually pays you
Set your comp plan — tiers by loan amount, a floor and a cap — and it drives both the scenario profit column and your reports. Itemized fees produce a real cash-to-close, not a 2.5% guess.
- Comp tiers with min floor and max cap
- Itemized fee sheet → true cash-to-close
- Commission reconciled against what actually funded
Pricing from your own rate sheets
Load each wholesale lender’s ladder and adjustments and Mars prices against them — best execution, points and dollars, lock periods. It never invents a rate: no sheet, no quote.
- Your own pricing-engine account, at cost
- Credit and AUS connect the same way
- No key, no made-up numbers — a clear 503 instead
MISMO 3.4 — the universal exit
When you’ve chosen a lender, export the file as MISMO 3.4, the format wholesale portals and other systems read. Mars imports it too, so you can bring a file in from anywhere and take it back out. No lock-in.
- Export the loan as a MISMO 3.4 file for a lender portal
- Import from another system just as easily
- Your data walks out with you, always
Mars is not a wholesale lender integration — it produces the MISMO file your lender’s portal accepts.
See it on your own files this afternoon
Start free — no card. Import with MISMO 3.4, invite your team, send your first application link.